PRODUCTS

Provides cover for the standard motor insurance excess on a specific vehicle or any subsequent vehicle substitution. The policy reimburses you for the motor insurance excess you have to pay for the damage to, or loss of, the vehicle which cannot be recovered from a negligent other driver. It includes named drivers who are driving the vehicle under your motor insurance policy.

You can select an aggregate level of cover for the year and there is no limit to the number of claims that you can submit, but we will only pay up to the aggregate limit chosen in the year.

Provides cover for the standard motor insurance excess on a specific vehicle or any subsequent vehicle substitution. The policy reimburses you for the motor insurance excess you have to pay for the damage to, or loss of, the vehicle which cannot be recovered from a negligent other driver. It includes named drivers who are driving the vehicle under your motor insurance policy.

You select the level of cover for the year, and this applies to every claim covered by your motor insurance policy.

In addition, if the motor insurance claim value falls below your motor insurance excess, and therefore your motor insurer will not deal with your claim, then you can claim on this policy up to the level of cover selected.

Provides cover for damage to your personal motorcycle clothing (such as your helmet including a fitted helmet camera, leathers, protective jackets and trousers, boots and gloves) caused by a motorcycling accident. It does not cover these items against theft or general wear & tear.

There are 3 levels of cover for you to choose from to match the value of your equipment. The cover is an aggregate limit during the year and applies to all valid claims submitted but we will only pay in total up to the aggregate amount.

An excess applies to each claim and there is a scale of deductions that applies to each item for general wear and tear based on how long you have owned the item.

Provides cover for bodily injury or death sustained to you, or an insured person covered under your motor insurance policy, directly resulting from a motoring accident where you were driving or riding the motor vehicle. There are defined benefits payable upon death, permanent total disablement of certain body parts, temporary partial disablement of certain body parts, and fracture of certain body parts.

There is also a hospitalisation benefit which pays an amount for each night you spend in hospital resulting from the motoring accident, up to the defined amount.